A credit card is a card issued by a bank,allowing its holder to buy goods and services on credit.The most obvious advantage of credit card is the huge convenience it brings to card holders.People can use the cards to buy what they want on credit and pay off the debt over a period of time instead of carrying a large sum of cash with them.But such convenience also brings such problems as malicious overdraft and overconsumption which will easily reduce the card users to“moonlight group”.When shopping,consumers with credit cards will buy goods more impetuously.They will even buy something that is not often used in daily life.

　　詞句點撥

　　1.賒購商品和服務:賒購可用短語buy...on credit來表達。故此處可譯為buy goods and services on credit。

　　2.最大的好處:“大的好處”即“明顯的好處”，故此處可譯為the most obvious advantage。其中obvious意為“顯著的”。

　　3.但如此的便利也帶來了一些問題，如惡意透支…:可譯為But such convenience also brings such problems as malicious overdraft"其中，使用“such+n.+as...”這個結構可以達到清晰列舉事例的效果。例如，我們買了蘋果、香蕉、葡萄等水果，即We bought such fruits as apples,bananas,grapes,etc.

　　4.惡意透支和超前消費:分別可譯為名詞短語malicious overdraft和over-consumption。

　　六級翻譯題練習：中國動漫

　　中國的電影市場一直在髙速發展，但是國產的動畫業(animation industry)卻不盡如人意。去年有33部動畫電影發行，但沒有一部票房(box office)喜人。原因有以下幾點:一是投入少。一部好萊塢動畫電影在放映和電影特技上的花費要超過其一半的預算。但在中國，這些通常只占10%。二是故事情節單一。目前中國很難有超過1億票房的動畫電影。內部人士稱電影情節無趣是票房過低的罪魁禍首。此外，薪酬較低，要找一個好編劇(scriptwriter)也很困難。

　　China's film market has been developing at a high speed, but China's animation industry is not to our satisfaction. Last year, 33 animation films were released, none of which did well at the box office. The reasons are as follows: firstly, the low investment. A Hollywood animation film spends more than half of its budget on screening and special effects, which, however, in China, usually accounts for only 10%. Secondly, the tedious plot. Currently, few animation films in China can achieve more than 0.1 billion yuan at the box office. According to the insiders, boring plot is the main reason for low box office. Besides, its hard to find a good scriptwriter with low payment.

　　詞句點撥

　　1. 一直在高速發展:“一直”可用現在完成時表達，故譯為have been developing at a tremendous speed。

　　2. 不盡如人意:即“不能令人滿意”，可譯為not to our satisfaction。反之，“令人滿意”則譯為to one's satisfaction。

　　3. 票房:固定譯法為box office。

　　4. 投入少:即“低投資”，可譯為low investment。

　　5. 放映和電影特技:可譯為screening and special effects。

　　6. 罪魁禍首:即“主要原因”，可譯為main reason。