EAT YOUR VEGETABLES.Wash your hands. Always say “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.

　　Here are some basics that will help guide them their entire lives：

　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投資)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!

　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.

　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.

　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.

　　67.The writer gives some basics to help in a proper way.

　　A. parents teach their children how to deal with money

　　B. children follow their parents ’instructions

　　C. children manage their money

　　D. parents save their money

　　68.The writer thinks that, if a child wants to buy something, his parents should .

　　A. give him some regular pocket money

　　B. encourage him to put money away for it

　　C. explain to him the importance of investment

　　D. tell him to save some money by using a credit card

　　69.The underlined word “incentive” in paragraph 6 means .

　　A. honor B. praise C. excitement D. encouragement

　　70.What leads the writer to write this article?

　　A. Parents want to know how to educate their children.

　　B. He wants to share his good ideas about money matters.

　　C. He thinks money management the most important for children.

　　D. Parents care Little about their children’s management of money.

　　答案 67.A 68.B 69.D 70.D

　　閱讀理解專題練習2：

　　Instead of hitting the beach, fourteen high school students traded swimming suits for lab coats last summer and turned their attention to scientific experiments.

　　The High School Research Program offers high school students guidance with researchers in Texas A&M’s College of Agriculture and Life Sciences.Jennifer Funkhouser, academic adviser for the Department of Rangeland Ecology and Management, dirests this four-week summer program designed to increase understanding of research and its career potential(潛能)。

　　Several considerations go into selecting students, including grades, school involvement and interest in science and agriculture. And many students come from poorer school districts, Funkhouser says. “This is their chance to learn techniques and do experiments they never would have a chance to do in high school.

　　Warner Ervin of Houston is interested in animal science and learned how to tell male from female mosquitoes(蚊子).His adviser, Craig Coates, studies the genes of mosquitoes that allow them to fight against malaria and yellow fever. Coates thought this experience would be fun and helpful to the high school students.

　　The agricultural research at A&M differs from stereotypes. It’s “molecular(分子)science on the cutting edge,” Funkhouser says. The program broadened students’ knowledge. Victor Garcia of Rio Grande City hopes to become a biology teacher and says he learned a lot about chemistry from the program.

　　At the end of the program, the students presented papers on their research.They’re also paid $600 for their work-another way this program differs from others, which often charge a fee.

　　Fourteen students got paid to learn that science is fun, that agriculture is a lot more than milking and plowing and that research can open many doors.

　　71.The research program is chiefly designed for .

　　A. high school advisers from Houston

　　B. college students majoring in agriculture

　　C. high school students from different places

　　D. researchers at the College of Agriculture and Life Sciences

　　72.It can be inferred from the text that the students in poorer areas .

　　A. had little chance to go to college

　　B. could often take part in the program

　　C. found the program useful to their future

　　D. showed much interest in their high school experiments

　　73.When the program was over, the students .

　　A. entered that college B. wrote research reports

　　C. paid for their research D. found way to make money

　　74.The underlined expression “on the cutting edge” in paragraph 5 means “on the most position”.

　　A. important B. favourable C. astonishing D. advanced

　　75.What would be the best title for the text?

　　A.A Program for Agricultural Science Students

　　B. A Program for Animal Science Students

　　C. A Program for Medical Science Lovers

　　D. A Program for Future Science Lovers

　　答案 71.C 72.C 73.B 74.D 75.D