Write a composition entitled Using a Credit Card. You should write at least 120 words according to the outline given below in Chiness.

　　1.信用卡的使用越來越普遍;

　　2.信用卡受到人們歡迎的原因;

　　3.總結你的看法。

　　-----------------------------------

　　英語四級寫作步驟：

　　步驟1：

　　審題：這是一篇以信用卡為主題的解釋說明文。

　　步驟2：

　　引入話題：簡述信用卡的使用越來越普遍這一現象并簡要說明原因;

　　展開話題：詳述信用卡的好處：方便、安全、衛生;

　　話題結論：越來越多的人會選擇使用信用卡。

　　-----------------------------------

　　英語四級寫作范文：

　　Using a Credit Card

　　Nowadays an increasing number of people choose to pay by credit card instead of in cash. Paying by credit card is no doubt better than paying in cash in tenns of convenience, security and hygiene.

　　現如今，選擇使用信用卡支付而不用現金支付的人越來越多。使用信用卡支付在便捷性、安全性和衛生性方面無疑比使用現金支付要好。

　　First of all, paying by credit card is convenient. With a credit card, people do not need to carry lots of banknotes, especially when they buy expensive things. Secondly, paying by credit card is secure. A credit card is easy to carry and is hardly noticed by other people. Even if it is lost or stolen, the money still remains safe and sound. Thirdly, paying by credit card is hygienic. Scientists warn that a banknote may harbor a few million bacteria and become a breeding ground for diseases. But a credit card is kept by its owner all the time and even if it is dirtied， it can be cleaned with ease at any time.

　　首先，使用信用卡支付很便捷。拿著信用卡， 人們不需要帶許多鈔票，尤其是當他們買昂貴的東西時。第二，使用信用卡支付很安全。信用卡容易攜帶，幾乎不會被其他人注意。即使是丟失或被盜， 錢仍舊是安然無恙的。第三，使用信用卡支付很衛生。科學家警告說，鈔票藏著幾百萬個細菌，成為疾病的溫床。而信用卡一直被主人帶著，即使被弄臟了，能隨時很簡單地清洗干凈。

　　All in all, compared with paying in cash, paying by credit card is more convenient, more secure and more hygienic. This method of payment will be accepted by more people throughout the world in the future. (186 words)

　　總而言之，與用現金支付相比，用信用卡支付更加便捷、安全和衛生。這種付款方式在將來會被世界上更多的人接受。

　　------------------------------------

　　高分句型解析：

　　All in all, compared with paying in cash, paying by credit card is more convenient, more secure and more hygienic. 總而言之，與用現金支付相比，用信用卡支付更加便捷、安全和衛生。

　　點評：在這句話中要注意動名詞的用法，paying in cash 和 paying by credit card 是弄到平行結構，都是作介詞with的賓語，compared with 表示“與……相比較”。

　　------------------------------------

　　加分詞：

　　in terms of 在……方面

　　hygiene ['hardʒi:n] n.衛生

　　banknote ['bæŋknout] n.鈔票

　　hygienic [hai'dʒenik] adj.衛生的

　　harbor ['harbər] n.藏匿;生存

　　bacteria [bæk'tiriə] n.細菌

　　all in all 總而言之，總的說來

　　throughout [θru:'aut] prep.遍及，遍布