Write a composition entitled Spend or Save Money. You should write at least 120 words according to the outline given below in Chiness.

　　1.人們習慣儲蓄，你的看法;

　　2.根據你的看法分析原因;

　　3.總結你的觀點。

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　　英語四級寫作步驟：

　　步驟1：

　　審題：這是一篇以消費還是儲蓄為主題的解釋說明論文。

　　步驟2：

　　引入話題：人們習慣儲蓄，而我認為應多消費少儲蓄;

　　展開話題：從三方面分析要多消費的原因;

　　話題結論：人們應改變想法，多消費少儲蓄。

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　　英語四級寫作范文：

　　Spend or Save Money

　　Most people in China have the habit of saving money. For them, spending less and saving more is the best way to manage their money. But in my opinion, people should spend more and save less for at least three reasons.

　　大部分中國人都有儲蓄的習慣。對他們來說，少花點多存點，是最好的理財方式。但是以我看來，人們應該多消費少儲蓄，至少有三點原因。

　　First of all, spending more may help people save money in the long run. For example, if you spend more money a product of good-quality, it actually costs much less than the cheaper one because it is more durable and convenient to use. Besides, spending more is part of enjoying life. People do not live for money, so why do people not spend more to raise their standard of living? It is human nature to lead a comfortable and happy life. In addition, spending more can motivate people to work harder and more efficiently to increase their money. Consequently, productivity can be improved and society as a whole can develop more rapidly, which is conducive to social progress.

　　第一，多消費從長期來看能幫助人們省錢。例如，如果你在一件質量好的產品上花的錢多一點，實際上要比買便宜點的產品花費更少，因為質量好的產品更加耐用、方便使用。另外，多消費是享受生活的一部分。人們活著不是為了錢，因此為何不多消費點兒來提高他們的生活質量呢?過舒適開心的生活是人類的本性。并且，多消費能剌激人們更努力地工作，更有效率地增加他們的金錢。因此，生產力可得以提高，整個社會能發展更快，這都會促成社會的進步。

　　So, spending more benefits both individuals and society. I think that people should spend more and abandon altogether the idea of spending less and saving more. (185 words)

　　所以，多消費對個人和社會都有好處。我認為人們應該多消費，并且一起放棄掉少花多存的想法。

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　　高分句型解析：

　　Consequently, productivity can be improved and society as a whole can develop more rapidly, which is conducive to social progress.因此，生產力可得以提高，整個社會能發展更快，這都會促成社會的進步。

　　點評：這是一個由which引導的非限制性定語從句，which指代的內容是前面整個句子，使得整個句子的邏輯結構非常緊湊。

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　　加分詞：

　　have the habit of 有……的習慣

　　motivate ['moutiveit] v.激發，剌激

　　durable ['durəbl] adj.持久的;耐用的

　　productivity [,pra:dʌk'tivəti] n.生產力

　　raise one's standard of living 提高生活水平

　　conducive [kən'du:siv] adj.有助的，有益的

　　abandon [ə'bændən] v.丟棄，放棄