A revelation (啟示) came last week when I asked her, “Don’t you want to win again?”

　　“No,” she replied, “I just want to tell the story of an angel going to first grade.”

　　I had just spent weeks correcting her stories as she spontaneously (自發(fā)地) told them. Telling myself that I was merely an experienced writer guiding the young writer across the hall, I offered suggestions for characters, conflicts and endings for her tales. The story about a fearful angel starting first grade was quickly “guided” by me into the tale of a little girl with a wild imagination taking her first music lesson. I had turned her contest into my contest without even realizing it.

　　Staying back and giving kids space to grow is not as easy as it looks. Because I know very little about farm animals who use tools or angels who go to first grade, I had to accept the fact that I was co-opting (借用) my daughter’s experience.

　　While stepping back was difficult for me, it was certainly a good first step that I will quickly follow with more steps, putting myself far enough a way to give her room but close enough to help if asked. All the while I will be reminding myself that children need room to experiment, grow and find their own voices.

　　62. What do we learn from the first paragraph?

　　A) Children do find lots of fun in many mindless activites.

　　B) Rebecca is much too occupied to enjoy her leisure time.

　　C) Rebecca draws on a lot of online materials for her writing.

　　D) A lot of distractions compete for children’s time nowadays.

　　63. What did the author say about her own writing experience?

　　A) She did not quite live up to her reputation as a writer.

　　B) Her way to success was full of pains and frustrations.

　　C) She was constantly under pressure of writing more.

　　D) Most of her stories had been rejected by publishers.

　　64. Why did Rebecca want to enter this year’s writing contest?

　　A) She believed she possessed real talent for writing.

　　B) She was sure of winning with her mother’s help.

　　C) She wanted to share her stories with readers.

　　D) She had won a prize in the previous contest.

　　65. The author took great pains to refine her daughter’s stories because _______.

　　A) she believed she had the knowledge and experience to offer guidance

　　B) she did not want to disappoint Rebecca who needed her help so much

　　C) she wanted to help Rebecca realize her dream of becoming a writer

　　D) she was afraid Rebecca’s imagination might run wild while writing.

　　66. What’s the author’s advice for parents?

　　A) A writing career, though attractive, is not for every child to pursue.

　　B) Children should be allowed freedom to grow through experience.

　　C) Parents should keep an eye on the activities their kids engage in.

　　D) Children should be given every chance to voice their opinions.

　　62. A. Children do find lots of fun in many mindless activities.

　　63. B. Her way to success was full of pains and frustrations.

　　64. C. She wanted to share her stories with readers.

　　65. C. she wanted to help Rebecca realize her dream of becoming a writer.

　　66. B. Children should be allowed freedom to grow through experience

　　Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house-owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers".

　　Not all risks lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated—and risks can only be insured against if they can be so estimated.

　　The legal basis of all insurance is the "policy". This is the printed form of contract on paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the "premium"(保險費) , which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meaning of doubtful phrases in policies. The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in speech. 26. According to this passage, insurance is possible because______.

　　A. everyone at some time suffers loss

　　B. only a small proportion of the insured suffer loss

　　C. nearly everyone suffers loss

　　D. only insured people suffer loss

　　27. By "the pool of contributions" the writer means______.

　　A. money paid by the insured B. money paid by the insurers

　　C. the cost of administering insurance D. the amount of administering insurance

　　28. The insurance of ordinary business risks is not possible because______.

　　A. business will not buy insurance B. the risks are too high

　　C. the risks can not be estimated D. the premiums would be too high

　　29. Old-fashioned wording is sometimes used in insurance policies because______.

　　A. insurance is old-fashioned

　　B. insurance has existed for a long time

　　C. it enables ordinary people to understand it

　　D. the meaning of such wording has been agreed upon

　　30. The writer of this passage seems to think that insurance is______.

　　A. a form of gambling B. a way of making money quickly

　　C. old-fashioned D. useful and necessary

　　26. B 27. A 28. C 29. D 30. D